The Guardian Life Insurance Company of America® has officially signed off on a new partnership with Carrot, the leading global fertility, family-building, and hormonal health platform.
Under the agreed terms, Guardian will provide access to fertility health and family-building services through Carrot as part of its recently enhanced hospital indemnity insurance policy, making Guardian the first carrier to integrate this offering directly into a hospital indemnity insurance product.
More on that would reveal how, thanks to the stated hospital indemnity insurance, employees can access Carrot to receive personalized guidance and comprehensive educational materials on pre-conception, maternity, fertility treatments, menopause, urology, and more.
Before we dig any further, we must take into account Guardian’s internal data where it is revealed that, even though infertility can significantly impact an individual’s mental, physical, and financial health, no more than one in three working Americans say family-planning benefits are available through their employer. This includes 36% of men and 34% of women.
“Family-building and hormonal health are deeply personal for men and women alike, and having the right support can make all the difference,” said Jessica Vanscavish, Head of Disability, Absence, Life, and Supplemental Health at Guardian. “With Carrot, we’re making it easier for employees to access the resources they need to feel supported across mind, body, and wallet®, regardless of where they are in their family-building and fertility health journey.”
Talk about the benefits of this partnership on a slightly deeper level, we begin from the access to Carrot Academy, where employees can leverage a digital library of clinically reviewed and journey-specific content. Markedly enough, the academy breaks down complex topics into easy-to-understand articles and videos, as well as live, expert-led, and intimate group discussions to learn about specific topics in a confidential and supportive virtual environment.
Next up, we have provider steerage coming into play, as Carrot’s Provider Finder gives employees access to 900+ vetted U.S. clinics specializing in fertility, urology, menopause, and more.
Another detail worth a mention is rooted in the prospect of in-the-moment guidance. You see, Carrot Companions are available to chat with employees 24/7, providing personalized navigation and guidance tailored to an employee’s individual needs and preferences. In case that wasn’t enough, one can also join one-on-one virtual sessions with Carrot Experts, who provide guidance and support across a wide range of specialties, including fertility, family-building, emotional well-being, nutrition, lactation, parenting, hormonal health, and more.
Among other things, it must be acknowledged that, along with services from Carrot, Guardian’s enhanced hospital indemnity insurance product also features more than 20 new and innovative benefits. These include a maternity benefit payment to expecting parents at 36 weeks gestation, a newborn nursery care benefit, and caregiving support services through Wellthy.
Founded more than 165 years ago, Guardian’s rise up the ranks stems from helping people care for their families, as well as empowering employers to care for their families. The company presently provides an assortment of life, disability, dental, and other benefits.
Guardian’s excellence in what it does can also be understood once you consider it presently serves millions of consumers, all while enjoying several accolades for culture and service.
Turning our attention towards Carrot, it has its case made by an industry-leading clinical program which delivers significant cost savings for employers and award-winning experiences for millions of people worldwide. As a global fertility, family-building, and hormonal health platform, the company provides everything from maternity through menopause and pre-pregnancy through parenting,
Carrot’s case is only reinforced further by more than a thousand multinational employers, health plans, and health systems that trust it to facilitate their objectives.
“We’re proud to partner with Guardian to expand access to critical fertility and family care support,” said Tammy Sun, Founder and CEO of Carrot. “This collaboration reflects our shared commitment to supporting individuals and families at every major moment of their lives. We are dedicated to ensuring that we fill care gaps, expand access, and improve outcomes for those on these critical—and too often overlooked—journeys.”
